IN16 · Money and finance

Before you start

This level assumes the elementary level and elementary grammar. From here on, words are in kanji with their reading above; in the reading round you'll see the kanji alone.

This lesson assumes what you saw in the earlier ones. If something feels shaky, go back to it:

• IN01understanding simple headlines
• IN02talking about society
• IN03talking about the planet
• IN04buying and paying wisely
• IN05talking about devices and faults
• IN06talking about studies and exams
• IN07organizing meetings and notices
• IN08giving and explaining your opinion
• IN09explaining why things happen
• IN10talking about traditions and art
• IN11talking about company life
• IN12hospitals and treatments
• IN13getting around and sightseeing
• IN14TV, the press and the internet
• IN15climate and natural disasters

What you learn

かす (lend) and かりる (borrow) are the two sides of a loan: ともだちに おかねを かします (I lend my friend money), ともだちに おかねを かります (I borrow money from my friend). かえす is paying it back.

You practise them in kana; underneath you can see how they are usually written.

• 収入しゅうにゅうshuunyuuincome
• 費用ひようhiyoucost, expenses
• 借金しゃっきんshakkindebt
• 貸かすkasulend
• 借かりるkariruborrow
• 返かえすkaesureturn (something)
• 両替りょうがえryougaecurrency exchange
• 現金げんきんgenkincash
• 利用りようriyouuse (of a service)
• You know it · M11銀行ぎんこうginkoubank
• You know it · M10お金かねokanemoney

Practice

A short text with words and grammar you already know; kanji carry their reading above. Read it and answer.